COVID-19 Business Resources, Services and Assistance

We’ve been helping businesses thrive and grow for 45 years, and we help corporations and government agencies with their supplier diversity goals. We continue to be here for you.

We’ve assembled an important and timely list of resources and information, including loans, assistance with loan packaging, technical assistance, webinars, resources to help minority suppliers during this downturn,  advice on business continuity and strategies for managing remote workforces. We’ll be updating these resources regularly, as information, recommendations, executive orders and opportunities change.

Paycheck Protection Program (PPP)

Additional Updates Requirement PPP Loan Forgiveness
NMSDC Paycheck Protection Program (PPP)
Senate Passes Extension of Paycheck Protection Program until August 8

Announcing the Personal Protective Equipment (PPE) Portal

In response to the nationwide shortage of personal protective equipment (PPE) during COVID-19, the Council has created a platform where certified MBEs that supply PPE products can be connected with buyers (MBEs/corporate members) and others.

FSMSDC Weekly Virtual Business Hour

Get assistance from the FSMSDC Team in real time. The Virtual Business Hour is held on Thursdays from 2:00 PM - 3:00 PM.

FSMSDC Weekly Virtual Business Hour

The Virtual Business Hour is dedicated platform to help you get direct and immediate assistance from our team through video conference.
Register Now

Request for Assistance​

If you need assistance or support for your business please complete the Request For Assistance form.

Request for Assistance​

Request For Assistance Form

Quick Launch Links - Find What You Need Faster


Guide to the CARES Act​
Coronavirus Aid, Relief & Economic Security Act (CARES Act)

Summary of Key CARES Act Provisions

$500 billion in loans to eligible businesses

  • Targeted at companies that do not receive adequate relief from other provisions of the bill, located in the U.S. and with a predominantly U.S. employee base
  • Eligible businesses must maintain employment levels from March 24, 2020 to September 30, 2020
  • Prohibits stock buybacks, dividend payments and increasing compensation for certain high wage employees
  • $46 billion set aside for the airline industry: $25B for passenger airlines; $4B for cargo air carriers; and $17B for businesses important to national security

$350 billion in small business loans administered nominally through the SBA, called the “Paycheck Protection Program.” Loans will be administered through local and regional banks; any federally regulated bank may become an SBA lender for this purpose. The Department of the Treasury will issue regulations for these loans quickly. SBA lenders will be able to determine eligibility credit worthiness by determining whether a borrower was operational on March 1, 2020 and had employees that they paid salaries and payroll tax. The government guarantee of 7(a) loans would be increased to 100% through the end of 2020, at which point the guarantee would return to 75% for loans over $150,000 and 85% for loans less than or equal to $150,000. The complete deferment of 7(a) loan payments are permitted for up to one year.

  • Targeted at companies with less than 500 employees or otherwise specified by SBA standards
  • Loans can be used for payroll, mortgages, rent, insurance premiums and utility payments.
  • Up to $10 million per company available
  • Cannot apply for SBA disaster loan related to COVID 19 and loans under this program at the same time
  • Loans can be forgiven up to the amount spent by the borrower during the eight weeks from loan origination on payroll costs up to $100,000 in wages, mortgage interest, rent or utilities
    • Forgiveness is reduced by layoffs or pay reductions in excess of 25%.
    • Forgiveness is not treated as taxable income
  • Additionally, $24 billion is set aside for relief to stabilize the farm economy.
  • Companies may use tax losses in 2018, 2019 and 2020 to offset income from the prior five years.
  • The maximum amounts of business interest deductions are increased for 2019 and 2020 from 30% of to 50%.
  • Allows an employer to defer its share of 2020 payroll tax and pay them over two years.
  • The 2018 tax reform bill imposed a one-time tax on earnings held overseas, which could be paid over eight years. The IRS has taken the position that companies cannot receive refunds until the eight-year period is completed. The bill overturns the IRS position.
  • Creation of a new, temporary refundable payroll tax credit for companies who keep workers on their payroll during the COVID-19 pandemic, up to $5,000 per worker.
  • Companies may accelerate recovery of Corporate Alternative Minimum Tax (AMT) Credits.
  • Businesses in retail, restaurants and hotels to write off certain facilities improvements immediately.
  • $150 billion for hospitals and other health facilities, which will come from the Department of Health and Human Services (HHS) and more funding for small and rural hospitals
  • Provides permanent liability protections for makers of PPE that are called for public health emergency countermeasures.
  • Clarifies no COVID-19 cost sharing for private insurance, requires free vaccine coverage without cost sharing following current vaccine practices guidelines and includes a range of public health measures to address COVID-19 treatment and response, including liability protections for doctors who volunteer.
  • Removes barriers and facilitates telehealth services, especially for high deductible health plans that utilize health savings accounts. Provides $200 million to boost telehealth services.
  • Sets a cap on maximum payments employers will be required to pay for new emergency paid leave requirements. The provision also allows employers to receive an advance tax credit on paid leave rather than having to be reimbursed on the back end.
  • Provides individuals an additional $600 per week for up to four months on top of state unemployment benefits. The provision also establishes short-term compensation programs for states like Georgia that allow for employers to reduce workers’ hours while still providing employees a pro-rated unemployment benefit.
  • CARES Act provides checks of up to $1,200 to single individuals and $2,400 to married couples (as well as $500 per child). Check amounts begin to reduce as income exceeds a threshold amount ($75,000 for individuals/$150,000 for married filers) and are completely eliminated once income reaches $99,000 for individuals/$198,000 for joint filers with no children.
  • Waives the 10% penalty for distributions from certain retirement plans. Only applicable to individuals diagnosed with COVID-19, whose spouse or dependents have been diagnosed or who experience adverse financial consequences from the virus.
  • $25 billion for food assistance programs
  • $30 billion for emergency education funding for colleges, universities, states and school districts
  • Waives the matching requirement for campus-based aid programs and it will allow institutions to transfer unused work study funding as a supplemental grant. This can be distributed to students who were unable to work due to workplace closures. Additionally, students who had to dropout due to COVID-19, grades will not affect federal academic requirements.

Business Opportunities

Apple and Google Partner for Unprecedented Joint COVID-19 Solution
This will allow users to share data through Bluetooth with the goal of aiding health agencies, NGOs, and governments worldwide to reduce the spread of the virus. Both companies are emphasizing privacy, security, and consent in the platform - which carries hefty implications as surveillance systems are on the rise globally as a result of the pandemic.
COVID-19 Medical Supplies & Equipment
To sell medical supplies or equipment to the federal government
A Free Resource For Bid Opportunities
Ariba-SAP Discovery is a tool that many corporations/sellers use to solicit suppliers for bid opportunities and suppliers have to pay a cost to join. For the next 90 days suppliers can sign-up for free to receive bids from sellers! The suppliers would just need to complete an on-line profile and system will use their NAICS codes to send bids.
COVID-19 PPE and Medical Supplies Request for Quotation
Product Development Related to the COVID-19
If you are a private company that wants to produce a product related to the COVID response
Doing Business with FEMA
For non-medical supplies, services or equipment, if you are interested in doing business with FEMA, visit the Industry Liaison Program.

Business Loans & Grants

House Passes Bill Loosening Rules
on PPP Small-Business Loans

Treasury and SBA set aside $10 billion for community lenders
SBA Opens Up New Grants And Loans For Small Businesses and Independent Contractors: The EIDL Program
Paycheck Protection Program Flexibility Act of 2020
Updates For Borrowers (EY)
The Pathway to Business Success

MBDA Miami & Orlando Business Centers

The MBDA Miami and Orlando Business Centers are available to assist with loan packaging  and other business and financial services. Contact the center nearest you.

Economic Injury Disaster Loans (EIDL)

U.S. Small Business Administration

The U.S. Small Business Administration’s Economic Injury Disaster Loans (EIDL) offer up to $2 million in assistance for eligible small businesses. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue driven by COVID-19’s impact.

Disaster Loan Applications are now live for the State of Florida (Disaster #FL-00152).
How Some of South Florida's Largest Lenders are Handling the PPP Application Process
SBA Program Comparison
Coronavirus (COVID-19): Small Business Guidance & Loan Resources
COVID-19 Frequently Asked Questions


Additional Grants

Anonymous Was A Woman and the New York Foundation for the Arts are offering $250,000 in grants of up to $2,500 apiece, to women-identifying visual artists over the age of 40.
The foundation’s website has transformed into a resource hub for women-led small businesses during the COVID-19 crisis, spanning guides on applying for loans to managing cash flow to handling childcare during the pandemic.
The female-friendly app is offering 150 grants of up to $5,000 to small businesses impacted by COVID-19. To apply, log on to the app and use any mode to match with the Bumble Community Grants profile.
Red Backpack Fund | Grant available for Nonprofits & Majority women-owned businesses
Majority women-owned businesses and nonprofits with annual revenues less than $5M, at least one additional paid employee, and fewer than 50 individuals on staff. Sole proprietors are not currently eligible to apply. Businesses must be in good standing and incorporated as a legal entity, and be able to demonstrate that the Covid-19 pandemic is causing hardship.
St. Pete Fighting Chance Fund
Petersburg has created the Fighting Chance Fund – an emergency grant for St. Pete’s negatively impacted locally owned and independently operated small businesses.
Haircare and beauty brand SheaMoisture and its parent company, Sundial Brands
SheaMoisture announces $1M relief fund to women of color entrepreneurs affected by coronavirus. Businesses can visit to learn more and apply.
Grant Relief Efforts for Restaurant - SOBEWFF & FIU Chaplin School
Hospitality Industry Relief Fund: Each approved restaurant or bar will receive up to $500 per employee, with a maximum grant of $15,000 in total (up to 30 employees).
Grant Relief Efforts for Restaurant - National Restaurant Association Educational Foundation
Restaurant Employee Relief Fund: Providing grants to restaurant industry employees who have been adversely impacted financially by COVID-19, whether through a decrease in wages or loss of employment. Apply beginning Thursday, April 2, 2020. Each approved grant is $500, one per person.
Verizon and LISC Small Business COVID-19 Recovery Fund
Verizon’s investment of $2.5 million into a Recovery Fund, is making it possible for LISC to begin offering critical relief and resiliency-building support to small businesses. The funding will go to make grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital.
Yelp’s Relief for affected businesses
Yelp is providing $25 million in COVID-19 relief for independent restaurant and nightlife businesses in the form of waived advertising fees, and free advertising, products, and services.
Facebook Small Business Grants Program
Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where Facebook operates, including the U.S.
James Beard Foundation Food and Beverage Industry Relief Fund
The national nonprofit culinary arts organization has launched the Food and Beverage Industry Relief Fund. The Foundation will be gathering support from corporate, foundation, and individual donors to provide micro-grants to independent food and beverage businesses in need.

Free​ Informative Business Webinars

Webinar | Wednesday, July 8, 2020 at 10:30am to 12:00pm
Marketing My 8a Certification During "Federal Contracting Hunting Season"
Webinar | Thursday, July 9, 2020 at 12:00pm to 1:00pm
Play to Win Part II
WebEx Meeting | Thursday, July 9, 2020 at 11:00am
Getting to a win-win | Effective negotiations in stressful times
NMSDC Seminar | July 14-29, 2020
Announcing NMSDC's Annual National Two Weeks of Virtual Programming - Program Managers' Seminar 2020 | These sessions are for newer supplier diversity professionals and those wanting to refresh their supplier diversity development, as well as Corporate Plus® members.
Webinar | Wednesday, July 15, 2020 at 10am to 11:30am
We’re OPEN for Business... How to Do Business with Miami-Dade County
Webinar | Every Thursday at 2:00PM (EDT)
FSMSDC | The Virtual Business Hour

Disaster Recovery Assistance & Resources

SBA Virtual Training Program

The SBA offers a variety of online courses to help you start and run your business.

Other Resources

For information on traffic, road conditions, closures, nearby shelter and more.

Emergency Supply Kit

Find a list of essential supplies to help you and your family be prepared during this time. 

Important News and Alerts

NMSDC Town Hall Meetings

View NMSDC's pre-recorded virtual Town Hall meetings. Learn: How businesses are navigating in these difficult days. What can corporate customers do to answer the needs of MBEs? What support do federal, state, and local governments need to offer minority businesses? How are CPOs mitigating risks in their supply chains? Are they working with minority suppliers to reduce impact on their businesses? What strategies are corporations following to limit the risk to minority suppliers?.

Coronavirus Emergency Management Best Practices

FEMA and HHS are collecting and sharing best practices and lessons learned from the whole-of-America response to the coronavirus (COVID-19) pandemic. Visit FEMA’s Coronavirus Emergency Management Best Practices page and HHS’s Novel Coronavirus Resources page for examples of best practices intended to help medical practitioners, emergency managers, and other critical stakeholders.

Florida Evictions, foreclosures Suspended

The measure is meant to help people remain in their homes at a time when people are supposed to stay inside to curb the spread of the novel coronavirus that causes COVID-19.

Gov. DeSantis Extends Moratorium on Evictions, Foreclosures Until August 1

For Employers

On CRM: Salesforce, Zoho And Others Step Up To Fight Coronovirus With These CRM Tools

As the coronavirus pandemic rages on many CRM companies - both large and small - are stepping up to provide tools that will help customers in different industries better and more quickly engage with their customers and community.

For Employees

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

The Short Time Compensation Program is a voluntary employer program designed to help employers maintain their staff by reducing the weekly working hours during temporary slowdowns instead of temporarily laying off employees. If an employer establishes a Short Time Compensation Plan, and an employee meets the qualifications to file a re-employment assistance claim in the state of Florida, the employee will receive a partial re-employment check to supplement their reduced paycheck.


CareerSource South Florida
Employment Opportunities in Miami-Dade County
CareerSource South Florida
Employment Opportunities in Monroe County

Working from Home

Working from home because of COVID-19? You’re not alone.

Reemployment Assistance

If your employment has been negatively impacted as a result of the mitigation efforts in Florida to stop the spread of COVID-19, you may be eligible to receive Reemployment Assistance.

How To Prepare Your Business to Work from Home

While U.S. companies lag behind much of the rest of the world on remote work, there is a trend to accelerate acceptance and lead to change.


Free Bilingual Emotional Support Helpline 833-848-1762

Specially trained behavioral health consult counselors are available to help with stress, anxiety, trauma and grief due to the health crisis. The 24 hour helpline is open to all Floridians courtesy of Florida Blue.

SAMHSA Released $110 Million in Funds for SUDs and Mental Health
$1 Billion in Grants to Support Older Adults and People with Disabilities in the Community

Additional Resources

Agency Resources and Information

US Food and Drug Administration
The U.S. Food and Drug Administration is providing instruction to the import community regarding the submission of entry information for personal protective equipment and certain other devices. Following the instructions below will help facilitate the import process for all; especially for products related to the Coronavirus Disease-2019 (COVID-19) public health emergency. It is in the best interest of the U.S. to facilitate and expedite the importation of products into the U.S. market that address immediate, urgent public health needs. For further information regarding entry submission requirements, see the FDA Supplemental Guidance here.

Submit Additional Information and Resources

The Florida State Minority Supplier Development  Council is working hard to ensure that we provide the most up-to-date, actionable intelligence to our business community. If you or your company has information to share regarding the outbreak and its impact on the business community, please reach out to us directly as we are committed to amplifying all relevant information to South Florida as a whole.

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