Disaster Preparedness and Business Recovery Resources

Loans. FEMA Info. Business Assistance & Opportunities.

Business Recovery Programs & Information

The State of Florida has opened the Business Damage Assessment Survey for Hurricane Helene. Please take a moment to complete the survey. Completing the survey helps to ensure the appropriate services are available during recovery.


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At SBA recovery centers, there are Customer Service Representatives who are both friendly and well-informed. They are ready to provide assistance in various ways, such as answering inquiries, guiding through the process of applying for an SBA Disaster Loan, aiding in document upload, checking the status of applications, and offering support in completing reconsideration requests for the SBA Disaster Loan Program. 


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SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.


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Disasters can take many forms and the financial cost of rebuilding after a disaster can be overwhelming. If you’re prepared for emergencies, you’ll be in a better position to recover and continue operations should disaster strike.


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When disaster strikes, even the best run businesses can be impacted. According to the Federal Emergency Management Agency, about 25 percent of businesses do not reopen after disasters. Some businesses can cope with adversity better than others – they are less disrupted by an event, resume operations sooner, recover faster, and adjust for the future based on their experience. These businesses are described as resilient.

For a small business, being resilient involves understanding risks, planning for them, identifying employee needs and responsibilities, and ensuring back-ups and redundancies are in place. This Guide can help small businesses determine how to anticipate the impacts of a disaster on operations so disruptions can be minimized. The disasters you plan for may be an immediate threat, like a hurricane or unseasonably cold weather, or plans may arise out of caution, in anticipation of a pandemic or an earthquake. Thinking about how these risks would disrupt your operations and planning for them will enable you to rebound quicker and avoid a recurrence.

The primary audience for this Guide is the small business owner who may not be familiar with disaster preparedness and mitigation. This Guide breaks down activities to make the process of planning for and recovering from a disaster manageable. Read the Guide

A Business Disaster Recovery Plan is the way an organization can prepare for and aid in disaster recovery. This plan prepares for multiple problems. Detailed plans are needed to clearly outline the actions that an organization or particular members of an organization will take to help recover/restore any of its critical operations that may have been either completely or partially interrupted during or after (occurring within a specified period of time) a disaster or other extended disruption in accessibility to operational functions. In order to be fully effective at disaster recovery, these plans are recommended to be regularly practiced as well as outlined.


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Other Resources

FEMA provides referrals for business owners and farmers. FEMA may also maintain a list of additional referral resources for business owners and farmers. The referrals may be obtained by calling the FEMA Helpline at 1-800-621-3362 or by visiting Disaster Declarations. Please select the state in which your disaster occurred.


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The Division of Emergency Management plans for and responds to both natural and man-made disasters. These range from floods and hurricanes to incidents involving hazardous materials or nuclear power. The division prepares and implements a statewide Comprehensive Emergency Management Plan, and routinely conducts extensive exercises to test state and county emergency response capabilities.


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Connecting Property Owners and Building Professionals with Storm Related Goods and Services.

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The Technical Assistance Program (TAP) for small, minority-owned businesses is designed to help your business thrive in today’s complex, rapidly changing and uncertain environment.

Operated by the Florida State Minority Supplier Development Council (FSMSDC), TAP provides professional assistance and training from expert business consultants and coaches. Think of TAP as an extension of your team.

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Short Time Compensation (STC) is a temporary alternative work style that will assist employers in keeping their work force intact. The program permits prorated unemployment compensation benefits to employees whose work hours and earnings are reduced as part of an STC plan to avoid total layoff of some employees.


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The office serves Floridians through its responsibilities for regulation, compliance and enforcement of statutes related to the business of insurance. The Office is also entrusted with the duty of carefully monitoring statewide industry markets.


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The Florida State Minority Supplier Development Council continues to monitor the situation regarding coronavirus (COVID-19).

Business Resources confirmed-to-date are outlined below.


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For Information on Traffic, Road Conditions and Closures.


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Find out how to access step-by-step directions to a nearby shelter in the event of an emergency.


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The National Hurricane Center (NHC) is a component of the National Centers for Environmental Prediction (NCEP) located at Florida International University in Miami, Florida. The NHC mission is to save lives, mitigate property loss, and improve economic efficiency by issuing the best watches, warnings, forecasts, and analyses of hazardous tropical weather and by increasing understanding of these hazards. The NHC vision is to be America’s calm, clear, and trusted voice in the eye of the storm and, with its partners, enable communities to be safe from tropical weather threats.


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Red Cross volunteers and staff work to deliver vital services – from providing relief and support to those in crisis, to helping you be prepared to respond in emergencies.



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Stay In Touch With Family and Friends Using Zello Walkie-Talkie App
Zello is a free push-to-talk application for smartphones, tablets, and PCs. It’s lightweight, easy to use and extremely fast. Better yet, it’s free and will remain free for personal use. Zello works great over Wi-Fi, 3G, 4G, and even GPRS and EDGE.


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You can once again apply for a grant program that funds up to $10,000 worth of upgrades that strengthen your home against hurricanes.

Why it matters: Hurricanes are nature’s largest and costliest storms.

  • The My Safe Florida Home program offers residents the means to safeguard their homes — which can, in turn, lower their insurance bills.

How it works: The program staggers its application process to prioritize those who need it most.

  • Low-income seniors can apply through July 15. All other low-income homeowners can apply from July 16 to July 30.
  • Those with what the state deems as “moderate income” can put in for the program afterward, with seniors up first from July 31 to Aug. 14. The portal closes after all funds are exhausted.

You can apply online here.

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Disaster Unemployment Assistance provides financial assistance to individuals whose employment or self-employment has been lost or interrupted as a direct result of a major disaster and who are not eligible for regular unemployment insurance benefits.

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The U.S. Department of Labor assists recovery efforts in communities affected by severe storms, floods and other disasters.

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The Florida Small Business Emergency Bridge Loan program provides short-term, zero-interest working capital loans that are intended to “bridge the gap” between the time a disaster impacts a business and when a business has secured longer term recovery funding such as federally or commercially available loans, insurance claims or other resources.

Loans are available up to $50,000 per eligible applicant.

Loans made under this program are short-term, personal loans using State of Florida funds – they are not grants and must be repaid. Florida Small Business Emergency Bridge Loans require repayment by the approved applicant. Owners may utilize funding from longer term financial resources, such as U.S. Small Business Administration economic injury disaster loans, to repay the Emergency Bridge Loan.

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The items below should last you three to 14 days. Items with an asterisk (*) are to be taken
with you if you are planning to evacuate to a Red Cross Evacuation Center.

Emergency Supply Kit

  • Drinking water (one gallon per person per day)
  • Manual can opener
  • Nonperishable foods*
  • Canned meat, fish, fruit or vegetables
  • Bread in moisture proof packaging
  • Cookies, candy or dried fruit
  • Canned soups and nonperishable milk
  • Powdered or single-serve drinks
  • Cereal or granola bars
  • Flashlight (one per person) *
  • Portable battery powered lanterns
  • Large trash bags
  • Battery operated radio *
  • Extra batteries, including hearing aid batteries
  • First aid kit including aspirin, antibiotic cream
  • Mosquito repellent
  • Sunscreen (45 SPF recommended)
  • Waterproof matches / butane lighter
  • Money *
  • Unscented bleach or water purification tablets
  • Maps of the area with landmarks on it
  • Packaged ketchup, mustard or mayonnaise
  • Peanut butter and jelly
  • Instant tea or coffee
  • Sterno fuel
  • Portable camp stove or grill with utensils
  • Stove fuel, charcoal with lighter fluid or propane
  • Disposable eating utensils, plates and cups
  • Napkins and paper towels
  • Aluminum foil
  • Oven mitts
  • Prescription medicines (one-month supply and copy of prescriptions) *
  • Feminine hygiene products
  • Toilet paper
  • Entertainment: books, games, toys and magazines *
  • Bedding: pillows, sleeping bag *
  • Change of clothing *
  • Rain ponchos and work gloves
  • Extra eyeglasses or contacts
  • Insurance documents
  • A list of all your important contacts (family, doctors, insurance agents)
  • Banking information
  • Leases / mortgage
  • Proof of occupancy (such as utility bill) *
  • Photo inventory of your personal belongings *
  • Waterproof container to store the documents
  • Disposable diapers *
  • Formula, food and medication *
  • Bottles and feeding utensils
  • Dry and/or canned food
  • Manual can opener
  • Bowls for food and water to attach to the cage/carrier
  • ID tags and collars
  • Proof of recent immunizations
  • Water (half-gallon per day)
  • Litter box and supplies
  • Litter scooper
  • Carrying container
  • Plastic poop bags
  • Tool box
  • ABC-rated fire extinguisher
  • Masking tape or duct tape
  • Outdoor extension cords
  • Spray paint
  • Standard single line phone (that does not require electricity)
  • Local phone book
  • Roofing tarps or plastic sheeting

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    ADDRESS

    63739 street lorem ipsum City, Country

    PHONE

    +12 (0) 345 678 9

    EMAIL

    [email protected]

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